Citi ThankYou Rewards is the card issuer’s answer to similar flexible rewards programs from American Express, Capital One, and Chase. You can earn points in the Citi ThankYou Rewards program with a selection of credit cards from Citi, including both cash back credit cards and travel credit cards. That said, you’ll unlock a wider selection … Read more
Credit card sign-up bonuses offer a relatively quick way to earn a big stash of rewards right off the bat. All you have to do is meet a minimum spending requirement within a specified amount of time to qualify. These bonuses are often worth up to $1,000 or more, a few free flights, or several … Read more
Virtual credit card numbers are digital cards available through select card issuers used in place of your actual credit card number. They hide your payment information online, creating a more secure and convenient way to make credit card purchases. Your physical card information is not shared with merchants when you use a virtual card. Sometimes, … Read more
Credit card users who want to spend less than $100 on their annual fee have a surprising range of options offering a lot of value at a reasonable price. While it’s possible to upgrade to pricier, ultra-premium credit cards, the credit cards in this group have high earnings rates and attractive intro offers. Our top … Read more
The best gas credit cards are designed to help maximize your savings and lower the cost of trips to the gas pump. You may be considering a gas credit card if you have a long commute, a vehicle with a low miles per gallon (MPG) rating, or a family that treats you like a taxi. … Read more
Even for the best informed among us, managing investments can be a challenge. While hiring a financial advisor may seem like territory reserved for the wealthy, in truth, investment advice is available at many price points, and can be helpful regardless of your net worth. This is especially true in the post-pandemic economic landscape. While … Read more
The Roth IRA offers yet another way to save for retirement. Annual contribution limits of $7,000 will apply ($8,000 if you’re 50 or older) across all IRA accounts in 2024, and income caps also limit who can contribute. That said, these accounts offer significant tax advantages for those who can use them as well as … Read more
If you have cash in a checking account, there’s a good chance you are not earning any interest, even if you have a large balance. While some checking accounts pay little interest, a small group of accounts come with impressively high yields. While high-yield checking accounts usually fall short of high-yield savings, they can be … Read more
A checking account allows you to easily make deposits and withdrawals to pay for everyday expenses such as rent, mortgage, groceries, and bills. However, they are not all created equal. The best checking accounts offer special benefits such as high annual percentage yields (APYs), low or nonexistent monthly fees, and special offers for opening an … Read more
If your small business is struggling with a cash-flow issue, as many do, you may be wondering if a merchant cash advance (MCA) is right for you. An MCA can help founders of new startups who have little to no business history or businesses with low credit scores. If you are unable to secure a … Read more